Incorrect account balance with pending transactions

mztaylor Member
edited September 2021 in Adding and Updating Accounts
Hi, I've noticed an issue with how Simplifi is calculating my Checking account balance when accounting for Pending transactions.

It appears that Simplifi is taking the current *available* balance, which already incorporates pending deposits/withdrawals, and then adding/removing those pending amounts *again*. The result is an inaccurate account balance until those double-counted transactions clear.
For example:

If my current account balance is $5,000, and there is a pending debit for -$100, my bank shows the available balance as $4,900.

Simplifi will display the pending -$100 debit, but will subtract it from the available balance and show the total account balance as $4,800.


  • OK to close - I resolved this by selecting "Bank Balance" instead of "Balance with Pending" in my account settings. Didn't know about that feature! Thanks.
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