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'Per Transaction' Balance Forecast on Web (edited)
RobWilk
Superuser ✭✭✭✭✭
This is already on The ANDROID app, where balance forecast is per transaction -- but on the web it is per-day (on a graph).
The problem with per-day is specifically pay-day. By that i mean it is possible for a charge (negative) transaction to withdraw before the paycheck is direct deposited.
So, on a tight month, I need to know exactly what balance I need to last until that paycheck gets in there. In my case, I have a recurring $20 zelle payment that happens at midnight, and a paycheck that might deposit at 3am.
I am not always on a tight budget, but some months I spend a little more (emergency expenses), so i use my amount remaining to determine how much to pay credit cards.
I currently can work around this by "in my head" remembering to subtract $20 from my day-before-payday balance, but having it work more like the android app would be helpful.
-Rob
The problem with per-day is specifically pay-day. By that i mean it is possible for a charge (negative) transaction to withdraw before the paycheck is direct deposited.
So, on a tight month, I need to know exactly what balance I need to last until that paycheck gets in there. In my case, I have a recurring $20 zelle payment that happens at midnight, and a paycheck that might deposit at 3am.
I am not always on a tight budget, but some months I spend a little more (emergency expenses), so i use my amount remaining to determine how much to pay credit cards.
I currently can work around this by "in my head" remembering to subtract $20 from my day-before-payday balance, but having it work more like the android app would be helpful.
-Rob
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Rob Wilkens
Tagged:
3
Comments
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@RobWilk you already pointed this out, but this is related to, but not the same as, another post and I think the bottom line for Simplifi is that a lot of us project known upcoming, yet not necessarily standardized, transactions and need to know if we're letting our account get below our defined threshold. Waiting for their low balance notification is reactive and we're looking for a proactive approach to low balance planning.
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