Best Of

I do not agree that transfers are bills. I used the transfers section to separate my automatic savings/investments from other bills and now I do not have a clean view of what is a bill and what is going into savings. In other words, this update has conflated essential spending (bills) and non-essential (transfers). I used this to get an idea of my budget needs, and savings rate. Filtering isn't good enough, it adds a step. Please revert this change! Or show in categories like is done with "other spend".

@Max1223 — Good question… It made me think about it…

I use the "per day" number as a very rough gauge of what the raw "left this month" number means for my unplanned spending in relation to how much of the month is yet to go. Sure, I could do a mental calculation, saying to myself "Let's see, I've go about two weeks to go so that means…" But this just makes it easier.

Unlike some folks, I put only my most significant categories in Planned Spend. Because of the way my life works, there is a significant amount of Other Spend but very little consistency in where exactly that money goes. In the last couple of months, for example, I spend a considerable amount on planes and ferries. In the couple of months before that, I spent none. I could create temporary Planned Spend items for these things, but I don't find it worthwhile.

Of course, I understand that the "left so far" number is hazy because Bills aren't always for the amount predicted and Planned Spend doesn't ever go as planned. But it's as good as it gets.

This request has been implemented! Bulk editing, editing inline, or editing from the Transaction Detail view no longer marks the transactions as "reviewed".

@Max1223

I rarely use the Per Day number, but I see it as a potential useful number tool because it quantifies the magnitude of spend that could throw off your plan and push you to negative if you spent that each day for the rest of the month. For example, if running a tight budget one month with only a small amount in the left available then your Per Day allowance may only be $1-$5 per day which means the decision to grab a snack or coffee on way to/from work actually matters in the context of that month’s spending plan and needs to be more closely considered than if you have more flex in your plan with a $10-$50 per day allowance.

Have you heard of Nick Magguilli’s new book “Wealth Ladder”? He has a heuristic (the 0.01% rule) where you divide your net worth by 10,000 and that gives you a sense of the daily discretionary spend that you could probably spend without messing up your overall financial picture. For example, he says the Level 2 net worth ($10,000 to $100,000) as when you get “grocery freedom” in sense of if you want eggs and ice cream that week then you can buy them if you want. By the 0.01% rule says, an extra $10 per day of discretionary spend isn’t going to make a big difference on your wealth at Level 2 net worth.

Those are the kind of thinking frameworks where I can see value in the Per Day number because it helps you focus on the magnitude of expense that actually needs scrutiny and frees you to worry less or not at all on smaller expenses (unless they add up which would be reflected by an erosion of that Per Day number until you are clued in to pay attention to those small spend decisions).

Thanks @Coach Natalie !

@JeffCB, thanks for following up!

It appears that they removed the fix version from the ticket, which means it was not included in the release. I don't see a new fix version yet, but it seems like this bug may be a little harder to nail down than they anticipated. I will post back as soon as I see a new fix version!

I don't know the terms to search for, but I am sure this idea has already been suggested and has votes, I would suggest looking for it via search and having it merged with this.

I am on vacation, and have to leave for lunch in 4 minutes, so I don't have the time to search right now.

I will be back from vacation by Monday.

[removed - off-topic]