Best Of
Add OneFinance to Supported Banks
Handle Transfers Better
1. Transfers from the source side should never be automatically linked to a transfer on the target side where the date differs. I've run into that one several times.
2. I have several transfers that have been recorded and automatically linked to the wrong target account. Better intelligence needs to be created to properly identify the target account.
3. I have transfers that are incorrectly getting categorized entirely. There needs to be a way to tell the software to not categorize a transfer that meets these criteria.
4. There needs to be a way to link a transfer on the source side with a specific transfer on the target side. i.e. Link *this* one with *that* one.

Let Me Categorize Accounts (4 Merged Votes)
Let me categorize and group my accounts however I like. I've got 60+ linked now. Some of my 'checking' accounts are really used for savings. One of my investment accounts is used as a cash/checking account. Maybe I want to separate my accounts from my spouses. Pretax vs. Post tax, etc. I would like to add one of my checking accounts to my credit cards list so I can keep that group of accounts with a positive balance. Some accounts are important, others not so much, etc.

Spending Plan - Include money for big bills in the future [edited] (4 Merged Votes)
As well as being able to see one month at a time, would also like to see a way to plan for the full year so that one time annual expenses (like property tax) can be planned for. Otherwise it just makes it seem like you went over your spending plan for the month you made that large purchase in.

Split transactions should be treated as separate transactions
I love the ability to split transactions (it's a "must have" feature for me!) and the ability to separately tag portions of a split transactions is great. But Simplifi would be improved if the split portions of a transaction were treated as separate transactions. Even if they appeared as a single transaction when viewed in Simplifi (as they do now), treating them as separate transactions would solve some of the problems others have identified when exporting transactions. For example, currently, when exported, split portions of a transaction do not display the payee, date, or tags. If they were separate transactions, this information could be displayed for each portion of the split transaction, so that it would not have to be re-entered into the exported file.
Mint has long treated split transactions this way and I see that today Monarch Money added this feature, too. It is more intuitive this way and avoids lots of headaches when dealing with exported files. I hope Simplifi will consider revising how it deals with these split transactions.
Split Transactions - Add "Note" field to each split
When splitting transactions, it would be nice to be able to add notes about that split, just like you can in non-split transactions. Adding "Tags" is nice, but I find "Notes" more useful than "Tags".
Weekly Tracking and Reporting
I'd like to be able to track expenses and income on a weekly basis, and define when a week begins and ends (e.g. Friday - Thursday). This would apply to Watchlist items as well as Insights and Spending Plan. Watchlist only allows monthly tracking; weekly and perhaps bi-monthly and quarterly would also be useful.
Insights does have a "Custom" date range but it only allows for a specific date range. Instead, could you offer up This week, Last Week, etc. with respect to my definition of a week?
Re: Watchlist
Hello @asubbaiyanprof,
Thanks for the info!
I have gone ahead and opened a Bug Ticket for this, and will be sure to post back as soon as any updates become available.
-Coach Natalie
QWA-8080
Re: Availability in Europe
Hello @kifysara,
Thank you for taking the time to visit the Community and post your inquiry!
Although we really appreciate you giving us a try, and are glad to hear that the program meets your needs, I'm sorry to say that Simplifi only supports US capabilities, and we have no intention of adding support outside of the US at this time. You can use the program manually, however, the currency would be in USD.
I hope this helps to answer your question, but please let me know if there's anything further I can assist with!
-Coach Natalie
Re: Income by Category
Hello @asubbaiyanprof,
Thanks for posting to the Community!
Looking at the Income Report, it looks like this is by design, when displayed by Total. If you change the Report to be displayed by Over time, you'll see that the subcategories are included in the graph.
If you'd like to see some changes or enhancements to this area of the program, I'd suggest creating an Idea post, outlining the specifics of your request.
https://community.simplifimoney.com/discussion/998/creating-and-voting-for-ideas-in-the-community
Please let me know if you have any questions!
-Coach Natalie