Best Of

I've had great difficulty for several months in managing transfers. I'd like to make a few requests:
1. Transfers from the source side should never be automatically linked to a transfer on the target side where the date differs. I've run into that one several times.
2. I have several transfers that have been recorded and automatically linked to the wrong target account. Better intelligence needs to be created to properly identify the target account.
3. I have transfers that are incorrectly getting categorized entirely. There needs to be a way to tell the software to not categorize a transfer that meets these criteria.
4. There needs to be a way to link a transfer on the source side with a specific transfer on the target side. i.e. Link *this* one with *that* one.

Let me categorize and group my accounts however I like. I've got 60+ linked now. Some of my 'checking' accounts are really used for savings. One of my investment accounts is used as a cash/checking account. Maybe I want to separate my accounts from my spouses. Pretax vs. Post tax, etc. I would like to add one of my checking accounts to my credit cards list so I can keep that group of accounts with a positive balance. Some accounts are important, others not so much, etc.

As well as being able to see one month at a time, would also like to see a way to plan for the full year so that one time annual expenses (like property tax) can be planned for. Otherwise it just makes it seem like you went over your spending plan for the month you made that large purchase in.

I love the ability to split transactions (it's a "must have" feature for me!) and the ability to separately tag portions of a split transactions is great. But Simplifi would be improved if the split portions of a transaction were treated as separate transactions. Even if they appeared as a single transaction when viewed in Simplifi (as they do now), treating them as separate transactions would solve some of the problems others have identified when exporting transactions. For example, currently, when exported, split portions of a transaction do not display the payee, date, or tags. If they were separate transactions, this information could be displayed for each portion of the split transaction, so that it would not have to be re-entered into the exported file.

Mint has long treated split transactions this way and I see that today Monarch Money added this feature, too. It is more intuitive this way and avoids lots of headaches when dealing with exported files. I hope Simplifi will consider revising how it deals with these split transactions.

When splitting transactions, it would be nice to be able to add notes about that split, just like you can in non-split transactions. Adding "Tags" is nice, but I find "Notes" more useful than "Tags".

I'd like to be able to track expenses and income on a weekly basis, and define when a week begins and ends (e.g. Friday - Thursday). This would apply to Watchlist items as well as Insights and Spending Plan. Watchlist only allows monthly tracking; weekly and perhaps bi-monthly and quarterly would also be useful.

Insights does have a "Custom" date range but it only allows for a specific date range. Instead, could you offer up This week, Last Week, etc. with respect to my definition of a week?