Best Of

YES!!! Thank you so much :D

@donnajean, thank you for the reply!

I myself have some unresolved items, but I need to leave them that way so I can capture videos of the process to update our help article. When I do so next week, I will keep an eye out for this issue and get back to you and we can go from there.

It sounds like you resolved all outstanding items and then allotted the leftover funds elsewhere to get down to $0 Left This Month — did you do so by contributing to Savings Goals, or what's your process so I know how to test it from my end?

Enjoy the weekend!

Oh, just now noticed that the "left per day" is back.

@Max1223 You asked to hear how folks use the Per Day number, so here it goes…

On the first of the month the Per Day number told me I could afford a small latte at my local boutique coffee shop. By the sixth of the month I had enough per day to spend to buy medium latte (if I haven't been buying that daily small latte.) by the fifteenth of the month my per day spend was enough to by a large latte every day for the rest of the month or I could skip the latte and get a #3 at In-N-Out for the rest of the month ( again, if I haven't been buying the smalls or mediums already). Buy the 25th of the month I have enough per day available to really splurge and take mi espouse to the Vitage Press for an all-out 3 course dinner with wine unless of course I had already spent the Per Day on all that other stuff.

@DannyB thanks for the example. I can see how that works. I have dining out in Planned Spend. But I could use that daily amount to adjust budgets within planned spend for any category that needs a boost.

@DryHeat I use rollovers for things like Vacation and Education/Classes. Other things like Auto repair expenses are in Spend as rollovers.

I have an annual budget each, divide it by 12 then roll it over each month. so yes, month to month it varies, but shows where and when the money went. I try to manage to the total per year. This way, the year is planned and hopefully minimizes the Other category. When i start to see consistent "others" I think about how to incorporate into the Spend.

I think both ways, rollovers in Spend or seeing the expense in Others work…personal preferences!

I do not agree that transfers are bills. I used the transfers section to separate my automatic savings/investments from other bills and now I do not have a clean view of what is a bill and what is going into savings. In other words, this update has conflated essential spending (bills) and non-essential (transfers). I used this to get an idea of my budget needs, and savings rate. Filtering isn't good enough, it adds a step. Please revert this change! Or show in categories like is done with "other spend".

@Max1223 — Good question… It made me think about it…

I use the "per day" number as a very rough gauge of what the raw "left this month" number means for my unplanned spending in relation to how much of the month is yet to go. Sure, I could do a mental calculation, saying to myself "Let's see, I've go about two weeks to go so that means…" But this just makes it easier.

Unlike some folks, I put only my most significant categories in Planned Spend. Because of the way my life works, there is a significant amount of Other Spend but very little consistency in where exactly that money goes. In the last couple of months, for example, I spend a considerable amount on planes and ferries. In the couple of months before that, I spent none. I could create temporary Planned Spend items for these things, but I don't find it worthwhile.

Of course, I understand that the "left so far" number is hazy because Bills aren't always for the amount predicted and Planned Spend doesn't ever go as planned. But it's as good as it gets.