Best Of

Thanks for the suggestion. That would work in the interim. If the lack of this feature starts bugging me too much, I’ll definitely go this route. Thanks!

I actually like it a lot! I do this with a relative (who I shop for online and they zelle me the balance once a month), and I finally have a good way to reconcile and make sure all the charges are covered and nothing is forgotten.

@DryHeat - Future-dating manually entered transactions does work.

However, I have found no workaround for Simplifi-initiated A2A transfers.

It's there! Posted it last week.

As I understand it, this problem occurs only in a specific set of circumstances. The following situation is an example of where I think it will come up:

• Your bank balance without counting pending transactions is $10,000.
• Your bank already takes transactions that are pending at the bank into account.
• There is a $900 transaction pending at the bank showing up in your Pending section.
• You have manually entered a $500 pending transaction that your bank does not know about.
• So your actual balance, all non-future transactions considered, is $8,600. ($10,000 - $900 -$500)

What Balance Type should you select? As I understand it (I could be wrong, of course):

If you select "Bank Balance (default)" your balance will show as $9,100 (because the bank will subtract the $900 transaction pending at the bank from the current balance of $10,000 and report $9,100 to Simplifi). Your manually entered $500 pending transaction will not be counted.

If you select "Balance with Pending" your balance will show as $7,700 (because the bank will still report $9,100, but Simplifi will subtract both the $900 transaction pending at the bank and the $500 manually entered pending transaction.) Your $900 transaction pending at the bank will be counted twice.

There doesn't seem to be any way around this, other than future-dating the manual pending transaction. But maybe one of the coaches will have an idea.