Best Of

More and more people use Fidelity's cash management accounts or regular brokerage accounts as checking accounts. The main reason I won't be renewing my subscription is that SimpliFi doesn't currently allow these accounts to be treated as checking accounts, which is a feature I am looking for. I hope to see this issue addressed by then, otherwise I'll be forced to cancel.

Please bring back the easy to view feature of “available income after bills & subscription” - I do not understand why you would remove this? How would we change our spending plan each month to ensure adequate margin / savings? Now I have to go backward and do math myself and track the “available funds” separately.

I don’t mind the combination of subscription and bills but it would make sense to make the subs a subcategory within this menu. A $12 monthly subscription is different than the monthly mortgage or electric bill. Grouping these separately is useful to track which ones we can get rid of or do without temporarily.

If and when we are able to include splits in Reminders, I would like those Reminder splits to show up in the appropriate sections of the Spending Plan. For example, if I have a split Reminder for a paycheck showing:

• Income=$+1000
• Insurance=$-100

I would like those splits to show up Spending Plan like this:

• Spending Plan | Income — $+1000 (the Income)
• Spending Plan | Bills — $-100 (the Insurance payment)

In other words, I would also like to have a recurring split Reminder show up as separate reminders for purposes of the Spending Plan — before the actual transaction for that Reminder comes in.

(NOTE: This is slightly different from having split Transactions treated as separate transactions.)

It would be great to be able to compare the amount of money spent for a given budget line to the chronological progress through the month at the time of viewing the page.

Simple basic example shown below showing a line to indicate the day of the month compared to the amount of money spent during that month:

@SRC54 and @WJB - Thank you for responding to my related post, although I think my post goes a bit further regarding this issue (brokerage accounts that also function as cash accounts) and suggests that Simplifi already has all the data needed to enable brokerage accounts’ cash transactions to be identified as such and treated as any other cash transactions is treated regardless of the account it resides in. I’ve upvoted your request. However, I think a more helpful feature would be to govern treatment of transactions at the transaction level rather than the account level.

See post here:

I should add that I know I can check a few boxes to include/exclude some cash transactions in brokerage accounts from reporting, but this does not solve the full set of problems with the current lack of functionality (as explained in my post).

I should also add that I am a LONG time Quicken Classic user, and I am trying to set my kids up with Quicken Simplifi. I REALLY want it to work for them. But it doesn’t, largely b/c of problems like this.

@SRC54 and @WJB - How about a feature upgrade along these lines… maybe we collaborate a little in the comments on its design…

If agreed, appreciate upvote