Best Of

Re: Some transactions included in download/export are not visible in the account transaction list

I understand it is disconcerting. I spent a good amount of time my first month with Simplifi fixing all of those splits in my checking account.

SRC54

1

Re: Gobble Up Some Gratitude!

I am thankful for this community, coaches, and users who help us use Simplifi to accomplish our goals.

Thankful for my partner and teenage daughters.

Thankful for being able to search for opportunities. I am looking for a new full time job now.

UrsulaA

2

Re: Editing Transaction in Investment account

Hello @Mark54,

Thanks for reaching out! If you would like to edit a transaction in an investment account to a transaction without a Security, you can change the Action field for the transaction to Payment/Deposit. This will allow you to set the category to what you need it to be.

-Coach Jon

Coach Jon

1

Re: How to use completed savings goals

Hi @Mike B

As pointed out above, you will need to exclude your gift expenses from the Spending Plan since the actual funds have already been "expended" via your monthly contributions. This can be a little awkward trying to keep those expenses separate.

You might want to try setting up a Planned Spend bucket with rollover activated for your 2026 annual gifting expenses. Just make sure your unused monthly target amount gets stashed somewhere so it remains available when needed.

DannyB

2

Re: Getting Setup for 2026 - A Just for Fun Post

@DannyB — A few questions about your new setup…

—When you "ended" the Savings Goals, did you just withdraw the money? (It seems like you would, as those funds are now represented by the Opening Rollover amounts.)

—When you "ended" the Savings Goals, did you delete them or just leave them in the list of completed SGs? (When I deleted some SGs, it fouled up my previous monthly Spending Plans by erasing the contributions.)

BTW, I did something similar a couple of months ago because SGs just weren't working for me. I kept a couple of SGs that are annual and close to completion and I will let them die a natural death. And, sort of like you, I prefixed my new non-monthly rollover Expense Series with a "z1" "z2" and so on to order them at the bottom of the list.

DryHeat

1

Re: How to use completed savings goals

Spending plan is to give you a snapshot of how much is going in every month and how much is going out. If you only made 1500(income) and you spent 2000 on Christmas gifts, it should show as you overspent. That is it's goal. No way around it even if you have the money in the savings account.

rosachin21k

2

Re: How to use completed savings goals

If I use the savings goal, I usually would mark the transactions the would be linked to it as "Hide from Spending plan" which you probably can see in transaction details. This avoids them from being double counted against your spending plan.

It's a little work-around-ish, but it accomplishes (I believe) the intended goal here.