Best Of

@rmquick25 At the top of this idea post, back up on the first message (on page 1 if there's more than one page) is a yellow-area with a vote count. The vote count has two arrows, up (vote up) and down (vote down), make your choice.

Yeah, I need this. It doesn't make sense to include transactions like investment purchases as spending or income. The reports are worthless. Mint was far better at this. Please add this basic function to exclude certain categories from reports.

I'm also anxiously waiting for a proper fleshing out of savings goals. They are useless to me in their current form.

Please consider these ideas:

I currently contribute to multiple IRAs, a HYS account, and brokerage accounts, all using the same category of Investment Contribution. While this is technically not "Savings" as it has been discussed above, I want to track how much I contribute to each account throughout the year. The accounts are all linked.

I want to add a goal for each account with a year-end target. The monthly targets should be calculated automatically as a guide to the user. Targets not met for a month should accumulate into the following month, n months, or remaining months - make this a selectable option. Indicate on Goals that are behind, ahead, or on track.

Conversely, if I'm ahead with my contributions, allow me to keep the original target or subtract the overage from next month's target, next n months' targets, or remaining months' targets. So, if I'm over by $60 this month, allow me to keep the remaining monthly targets as is, subtract $60 from next month's target, $30 each from the next 2 months' targets, or $10 from the remaining months' targets.

And I want an easy way to see my progress for all accounts in a single report/page.

A few simple rules would keep all the transactions and goals properly linked.

The Goals section of the spending plan would be useful if it showed the progress made for that month along with the overall targets for each goal/target account.

Goals should also have some automated monthly/annual target updates at the start of each year, such as increase Goal 1 target by 1.2%, Goal 2 target by 1%, Goal 3 target by 0.5%. Additionally, goal targets could be set as a percentage of net income.

Goals should optionally have a target end date.

Under goals in the spending plan do something like this (for part way through a month, for example):

Fidelity Brokerage: $100 of $420 this month - $2,720 of $5,040 this year (+ Ahead)

SoFi Roth IRA: $350 of $700 this month - $4,000 of $8,400 this year (- Behind)

Some Bank HYS: $25 of $100 this month - $600 of $1,200 this year (= On Track)

Overall: $475 of $1,220 this month toward annual target of $14,640 On Track Overall