Best Of

Re: Issue connecting two logins with Vanguard (edited)

Since the recent Vanguard API update, I have been unable to connect two separate Vanguard accounts (both are Roth IRAs) to my single Simplifi account. If I successfully reconnect one account, the other immediately disconnects and shows a Care Code 324.

I reached out to Simplifi support and was told that due to the changes in Vanguard's API, it is no longer feasible to link multiple accounts that have separate login credentials. The suggested solution was to merge the two Vanguard accounts under a single login.

The problem is that this is not possible. Vanguard's policy, as it pertains to Roth IRAs, does not allow for two such accounts to be held under one login. This means the recommended workaround is not a viable solution for me or for any other user in a similar situation.

This issue is a significant barrier to using Simplifi to track my full financial picture. I'm hoping that by posting here, the development teams at both Simplifi and Vanguard can be made aware of this incompatibility and work towards a permanent solution.

Derrick R

1

Re: Customize Notifications by Account (edited)

Exactly. For some accounts, I expect to go below my set global threshold, and for others, regularly, I do not.

Either allow setting limits per account or let us turn notifications on or off.

Clayton Riehle

1

Re: FDP-106 when connecting with Venmo

thanks! I've done this with chat help, I appreciate you responding here as well.

Pam

1

Re: Add support for Investor360

I will not renew if this doesn’t get added. I can’t get anyone to respond.

OMALPAUL

4

Re: Include checking account balance in Spending Plan (3 Merged Votes)

wow, people have been asking for this for five years now! Why has it not happened???

NatalieGS

2

Re: Include checking account balance in Spending Plan (3 Merged Votes)

Personally, I find the simple solution is to "live update" all preceding months' available funds based on what is happening in the current month. Basically, a specialized cash flow system.

I currently running into this issue because I will be paid at the end of the month, but my rent will be at the 1st of the next month.

jonandkiley

1

Re: Include checking account balance in Spending Plan (3 Merged Votes)

Yup, Mint had a Monthly Rollover feature. Would be great to have it here

JTubb

1

Re: Include checking account balance in Spending Plan (3 Merged Votes)

Yeah you just have to do it manually as of now but I agree, it should be automatic

mrzoops

1

Re: Include checking account balance in Spending Plan (3 Merged Votes)

How about an option to add your end of month checking or spending balance to your spending plan as income?

chouser10

1

Re: Include checking account balance in Spending Plan (3 Merged Votes)

I posted a comment and voted already on the link you provided, however, for me, if you just added the option to manually add the remaining balance from checking without overriding any incoming income for that month (which is what the current “custom income” option does), it would work for me. I don’t have income some months and other months have large amounts coming in (which is not set amounts), so, I really need to be able to have both.

MoppyForever

1