Best Of

@SRC54 and @WJB - Thank you for responding to my related post, although I think my post goes a bit further regarding this issue (brokerage accounts that also function as cash accounts) and suggests that Simplifi already has all the data needed to enable brokerage accounts’ cash transactions to be identified as such and treated as any other cash transactions is treated regardless of the account it resides in. I’ve upvoted your request. However, I think a more helpful feature would be to govern treatment of transactions at the transaction level rather than the account level.

See post here:

I should add that I know I can check a few boxes to include/exclude some cash transactions in brokerage accounts from reporting, but this does not solve the full set of problems with the current lack of functionality (as explained in my post).

I should also add that I am a LONG time Quicken Classic user, and I am trying to set my kids up with Quicken Simplifi. I REALLY want it to work for them. But it doesn’t, largely b/c of problems like this.

@SRC54 and @WJB - How about a feature upgrade along these lines… maybe we collaborate a little in the comments on its design…

If agreed, appreciate upvote

@Coach Natalie

Just scrolling through this thread for first time and wanted to provide feedback that I had it doing the same thing you are reporting where it basically was a month off (i.e. marking current month reminder as "finalized", i.e. the July payment reminder for the June credit card expenses, when not and marking the following month's reminder, i.e. the August payment reminder for July credit card expenses, as the one updating. I tested it across a billing cycle for two of my credit cards and never could get it to fix. Deleted series and all things/recreated series and all things/changed settings/waited. Did most of this in June through early July but started playing with it back in May. Tried everything reasonable to try. So I turned the feature off and just do my manual updates on my reminders at the end of each month. Much less error-prone that way and doesn't mess with Cash Flow monitoring when updating manually. With the errors, it wasn't worth continuing to play with it.

But even if it had worked correctly, I found it difficult to maintain my Cash Flow projections with this feature on. It'd be nice if you could have the Cash Flow projections maintain a 'minimum payment" amount in the credit card payment reminders that you could manually adjust and only adjust the credit card payment total once you've exceeded that minimum amount or after the bill has finalized. this way, your Cash Flow doesn't deceive you early in the month thinking you have more money available to transfer to savings or whatever than will actually occur once the month progresses.

@Max1223 There are a couple of suggestions for improving Savings Goals (I link one below). Together they have about 100 upvotes. But there is no sign of them being submitted for review (or whatever). It could be a long time before there is any real change.

@DannyB @DryHeat so I just did a little Test SG…while I like that I see the account balances shift, that's about all I like about it…oh well. Sticking with Rollovers for now. thanks for the input