Allow Savings Goals to have full functionality of other accounts

sNashville

I use Savings Goals heavily in Quicken now to allocate money for long-term expenses. Many savings goals accounts.

I would like to have all the features of a virtual account with them - register/ledger view, detailed transaction entry, scheduling of transactions, etc., carry negative balances, include transfers to/from them in yearly budget.

Example:

bobluck

When editing a recurring series, say quarterly taxes. It would be nice if the account to pay from dropdown included the existing savings goals. I have a fully funded savings goal to pay this recurring payment, but the money can only be drawn from the parent account, not the savings goal set aside in the same account.

Flopbot

I’m voting for this one because I’d love to see some sort of record of past ‘deposits into/ withdrawals from’ built into Simplifi’s Savings Goals so we don’t have to rely on memory. Whether or not it looks exactly like the above screenshot isn’t as important to me.  Just make it SIMPLE.

The thing I would not want to see happen is for Simplifi to simply duplicate the way Quicken Desktop does Savings Goals - which is awful.  With Quicken, that record of past Savings Goal transactions exists in your actual - real world - transaction register which just cluttered things up and caused issues with account reconciliation.

Simplifi has a really great UI so far with Savings Goals, just continue to make it better!

DannyB

I want to keep this feature request active. Either through enhanced SGs or through a newly designed interface, keeping tabs on those longer term expenses is something that will make Simplifi even better IMHO.

DJones

This feature would be a game changer. Without this - savings goals feel meaningless and impossible to keep track of.

This would help me track how much I am actually saving each month in my spending plan, instead of only listing a goal. I contribute during the month, but sometimes have to withdraw from my goal in order to pay other things. Help!

ajbopp

If this were implemented, I would also like the historical data used to provide more information than "On Track" and "Behind X Months."

For instance, if a register was kept tracking all of the history of SG transactions, the system could say something like "Off track - amount saved is less than the amount should have saved by now by $X." Or "Off track - amount saved is less than amount spent by $X."

That sort of thing.

tobyN

Yes, please expand the capabilities of Savings Goals to make them more useful. Need to be able to see the transactions in and out. Right now, somewhere in the middle of the month, I'll wonder whether or not I remembered to contribute a savings goal at the start of the month. And after withdrawing for something, I later can't remember when exactly I took money out of the goal and for what purpose.

There is a lot missing right now with Savings Goals. They are very confusing to try to use. Savings Goals in Quicken had it right.

Max1223

while goals state "contributed", one of my goals says "Not Contribute" but I know I did. It seems it has something to do with my withdrawing some funds from the prior month? Unclear at the this point, so being able to see a record of transactions would be great. @Coach Natalie are you aware of any bugs around what I'm stating, having made a contribution, but it still shows as "Not…".

Coach Natalie

@Max1223, thanks for posting!

If you'd like to do some troubleshooting on the issue you're seeing, I'd suggest creating a separate post in the applicable area of the Community to outline and report the issue, since this is a Feature Request.

https://community.simplifimoney.com/discussion/8/how-to-post-to-the-community

As for seeing a record of Savings Goals Contributions and Withdrawals, I'd suggest adding your vote and feedback here instead:

https://community.simplifimoney.com/discussion/2091/ability-to-see-and-edit-savings-goal-contributions-and-withdraws-edited-1-merged-vote

I hope this gets you pointed in the right direction!

-Coach Natalie

jackson.ho

I wholeheartedly support this request. I am having to use a separate spreadsheet to track my goals that have credits and debits to them over time. I really would like to be able to monitor and manage my goals all within Simplifi, if possible.

Phlach

Voted (and posting) to try and keep this thread/request alive. I have to assume the transactional data is stored in the underlying database. If not fully displaying them as "accounts" as requested by the OP, just being able to see a simple list of savings goal contributions/withdrawals (date and amount) would be hugely helpful.

tobyN

Yes, please keep this one alive….Need to be able to see when contributions were made to the goal and when money was taken out (along with maybe the reason for taking it out). Just seeing a total amount floating around there without context is not very helpful.

DannyB

This is my "annual" contribution to this feature request. Adding functionality along the lines of this idea would greatly enhance the value and usability of the Savings Goal feature.