Best Of

@NachoAverageCabbage

Just brainstorming here:

• I would set up two separate cash accounts at my bank:
  • First one (checking or savings - probably a HYS account) to hold all my seasonal income.
  • Second one (checking) as my living expense payment account.
• Set up a monthly transfer from my savings account to my checking account for the amount of my monthly planned draw.
• Create a recurring income series (savings account not connected to QS) or transfer series (savings account connected to QS) for this monthly deposit.

I would experiment with the savings account whether to connect it to QS or not.

If the savings account is connected QS will treat the transaction as a transfer and you will want to change the default exclusions so that this transfer is included in your Spending Plan as income. There is a trick to doing this in whether to include both sides of the transfer or only the transfer in side and leave the transfer out side excluded. I assume the transfer will show up in the "Transfers & Credit Card Payments" section on the Bills page as a positive number increasing you available for the month.

If the savings account is not connected to QS, you can simply treat the deposit transaction as recurring income that will show up in the Spending Plan on the Income page.

Again, just brainstorming but this may work for you.