Best Of

I just spoke to someone online this is their answer which seems absolutely ridiculous to me since this app is marketed as business and personal all in one place.

Coach Marie: Thank you for holding. We apologize for the issue you are experiencing. Our team has informed us that this is an expected behavior, as the Spending Plan was designed to track personal expenses only. To include these expenses in the Spending Plan, you can try changing the categorization to a personal one. Please note that it may take up to 24 hours for the system to recognize the changes after recategorizing the transaction.We understand your concern and we are treating your case as valuable feedback.

I have done several tests and won't bother with a redacted screen shot just know that all personal income shows in spending plan and no business income shows. I'll have do a workaround and add business expense categories to personal so I can track for taxes but it just seems like it defeats the purpose of a business and personal app.

I tested out several finance apps this week and finally settled on Simplifi so I will overlook this as this app works just better enough than the others to give me what I really need.

@anold — "Would you be willing to briefly explain your transition (between programs)?"

In the 1980s, when computers ran on steam, I programmed my own very primitive checkbook application. I left it for Quicken because I wanted something with a better interface (that I did not have to maintain).

I left Quicken because (1) I wanted to download transactions from my Canadian bank accounts as well as my US accounts, (2) I needed access from multiple locations and so had to keep my data file in the cloud anyway, and (3) I got tired of updating the app in whatever location on whatever machine I was using at the time.

I left CountAbout because, although it would download from both US and Canadian banks, it had little else to recommend it. It was pretty simplistic, and the interface was not very sophisticated.

I chose Simplifi because it would download US and Canada accounts and because I really like the way the Spending Plan operates. Some people find it hard to get their heads around, but for me it clicked immediately. I've never really used the budgeting features of previous software because they required a level of detailed projection that I find unrealistic in my circumstances. The Spending Plan is simple but revealing.

I now use QBP, primarily for the Spaces. I keep simple records for a small non-profit, but that could have been done in regular Simplifi. The Spaces allow me to keep things separate and to share the non-profit books with other corporate officers (important for financial integrity).

Perhaps that wasn't as brief as you would like, but that's my story.

@EL1234 The same thing happened to me one time too. And the wording does need to be better. Even those of us with lots of experience get it wrong sometime, and I had to recreate a lot of recurring, and I even went back and re-linked all the transactions. But I am somewhat OCD.

@DryHeat - Good call. I think I need to be more vigilant with this app. Sidenote, your signature says you stopped classic back in 2020, switched to CountAbout (never heard of it), and then switched to Simplifi (assuming Business & Personal upgrade too?). Would you be willing to briefly explain your transition, like why'd you leave each?

@EL1234 - Yes, if deleting series is what's "supposed" to happen when those dialogue boxes pop up, the wording needs to be updated. It's either that, or I must be misunderstanding the concept of having different "spaces", because that might be where this is coming from too, not sure yet. @Coach Jon What's your opinion?

That's a really smart idea!