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Hi! We use Planned Spend as a tool to spend AT or UNDER a certain amount of money each month (outside of our Bills, Subscriptions, and Savings Goals). But, as with plans of any kind, sometimes our Planned Spend must be adjusted, category by category, as the month plays out if we want to stay within our overall combined target spend. What would help us stay at/under our target spend would be if at the top of Planned Spend, Simplifi tells us: 1) What we said we planned to spend, 2) What we have actually spent so far (total), and 3) In what individual categories we have overspent. Simplifi already tells us 1) and 3) but we want 2) in addition to those.

If Simplifi offered all 3 of these features within Planned Spend, then we could more easily make mid-month adjustments in order to ultimately stay within our initially stated Planned Spend amount. For example, some months we may overspend in our Restaurants category. Telling me that I have overspent in my Restaurants category without telling me how that impacts my overall spend, doesn't actually help me. What would help me is if I could see a running combined all-categories total of what I have spent against what I planned to spend. That way I can make an informed decision to UNDERspend in a different category to balance things out. I try to do this anyway, but have to add stuff up manually to figure out how much to underspend in other categories to offset the overspend in a different category. Would love to be able to see the "what you've spent overall vs what you said you plan to" real time data within Simplifi.

Thanks for listening!