Issues with Pending Transactions and Regions Bank
I’m having an issue where certain transactions that remain pending for more than a day are being re-downloaded, which then requires me to manually clear them out before the transaction actually clears. If I just let them clear, most of the time they process correctly. However, when I’m trying to maintain an accurate running total and balance, this becomes a real problem.
Answers
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If you mean that the pending transaction is redownloading so that you have two transactions, then you can try merging them. If that doesn't work, you can delete the duplicate. I have an account that does that sometime for the same reason that you say, that it takes more than one day for them to clear.
As you say, clearing one of them will work to fix your bank balance, but it messes up your spending reports. I just delete my duplicates if I cannot merge them.
Usually the pending transaction that is left will clear the next day. As you say it is intermittent and not a constant problem.
Steve
Quicken Simplifi (Safari & iOS) Since 2021
Quicken Classic (MacOS) Since 2009
MS Money (1991-2009) and Dollars & Sense (1987-1991)0
