I’m one of the new users that had to make the move from Mint. I think this platform is great! However, it really could use a true actual vs. budget tracker. I used the budget tracker solely for my variable expenses. You could customize which categories to track and how much to assign to each category. It would also be nice to have a line on the budget to indicate how far you are into the month so you can tell if you’re on track or you need to watch your spending.
It would also be nice to be able to track our total budget. That way if we over spend in one category, we can make sure to underspend in other categories to not go over the total budget for the month.
The Planned Spending section can be used similarly the way it is currently, however it doesn’t have the indication on how far you are into the month to see how you’re pacing, and if you over spend in a category it increases your total planned spending amount, making it difficult to track whether you’re on track overall for the month.