Excluded from Reports & Spending Plan Transactions

Generally transactions are included in reports and spending plans. The user can decide for whatever reason to exclude them.

Transfers are automatically excluded from both reports and spending plans because generally a transfer is not income nor an expense. It is simply moving money from one account to another. It doesn't change your bottom line or your net worth. Again the user can decide for whatever reason to override this in the transaction entry window.

Investment buys and sells are special kinds of transfers and Simplifi excludes those as well. In fact, the user CANNOT include these in reports or spending plan UNLESS he marks them as a Payment/Deposit.

Finally, the user may exclude all transactions for any account from the Spending Plan and/or Reports by doing so in the Accounts settings (under Settings:Accounts). Generally I do this for IRAs or 401Ks.

These are the basics. Please respond with any questions, and we'll help.

PS. You can see the transfers in the Spending Plan but you will notice they are grayed out and not counted. Note that if you include a transfer within a split, you will have to override the exclusion yourself if you want the expense/income parts of that transaction counted. This often happens with paychecks when you transfer a part of the check to a retirement account.