Projected Spending Logic in Watchlists (edited)

Recurring expenses are currently included in the calculation of Projected spending. This includes scheduled expenses that have not been paid out.

For example, I have a watchlist item that keeps track of my electric utility bill. My account is scheduled to be debited $77.43 on December 19. That is the only expense for this month. Today, December 4, the projected spending is $600, because 77.43 * 31 / 4 = 600.0825

I would expect the scheduled/recurring payments be removed from this calculation: [non-recurring expenses] * [# days this month] / [today’s date] + [recurring expenses] … from my example: 0 * 31 / 4 + 77.43 = 77.43

Another example from a watchlist with recurring expenses and regular expenses: my car watchlist includes recurring insurance payments and regular gas pump expenses. My insurance payment of $61.38 will be debited on December 21, and I have spent $20.99 on gas already. The projection is $638! Using my formula instead comes to: 20.99 * 31 / 4 + 61.38 = 224.0525 … a far more reasonable number (although still far higher than it will be: I buy gas about once a week, rather than every four days)