Flagstar Bank Not Updating FDP-103

sami
sami Member ✭✭✭
edited December 2025 in Adding and Updating Accounts

My Flagstar Bank account has not updated for a month.

In Simplifi it shows error FDP-103 to enter credentials but when I select that it just gives an error “This financial institution is not available right now!”

Any advise on getting the connection fixed?

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  • Coach Jon
    Coach Jon Moderator admin

    Hello @sami,

    Thanks for reaching out! From our side, I am not seeing the specific instance from your screenshot available in Quicken Simplifi. I would see if using one of these available instances works to connect your account.

    image.png

    • Make all of the accounts with the bank manual by following the steps here.
    • Once you see the account(s) listed in the Manual Accounts section under Settings > Accounts, go back through the Add Account flow to reconnect to the bank.
    • If the connection is successful, carefully link the account(s) found to your existing Quicken Simplifi account(s) by following the steps here.

    Let us know how this goes!

    -Coach Jon

  • sami
    sami Member ✭✭✭

    I tried the suggested steps of adding one of the other Flagstar options. It allowed me to enter my username and password and then approve a MFA text message but then in Simplifi it gave me this error:

    To connect to your account, you must complete an action at the website for Flagstar Bank - Personal Login.

    Care Code: FDP-108

    I logged into the Flagstar website and there are no actions I can see to complete. Any ideas on how to get the connection working again?

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