I'm not the first to talk about this, but
I would like if there was a feature in the app that:
-Would notice when a pre-authorized (authorizaton) charge ("pending") is no longer pending and yet not cleared. This could be done by comparing pending (and downloaded from the bank pending specifically) charges against the list of charges pending at the bank AFTER cleared transactions have been downloaded and matched.
-Any no longer pending transactions found (that aren't cleared) should be deleted as temporary authorizations