Ability to schedule account updates: Share your feedback here!

Coach Natalie

With the new "Manage Updates" option where users can set the interval that they'd like each bank to be updated, we want to hear from our users! Please let us know of any issues you encounter, questions you have, or suggestions for changes to this new feature, by commenting below.

Related announcement:

https://community.simplifimoney.com/discussion/11001/new-feature-alert-ability-to-schedule-account-updates

Thank you!

DannyB

Nice. Already made a few changes for my various accounts. In particular limiting updates for accounts that see very little activity during the month and for accounts that don't need to update more than once a day or once a week.

UrsulaA

I made a few changes to my rarely used credit cards to update daily. I like the interactive manual refresh too.

RobWilk

I believe my PenFed accounts are usually slower to refresh, so I changed that one to Daily to see if it helps speed things up (time will tell).

This is a much needed and requested feature, thanks for adding it!!

-Rob

Bgz

Thank you. This is a much needed feature and it works great. 

The second feature showing when the account was updated is also great. One feedback would be to display time updated in a more prominent place like Accounts rather than Settings—> Accounts. But I can live with this.

TheReal702

Very cool feature and seems to work well.

Bgz

I set up the refresh frequency for certain accounts from the web browser. I assumed (probably wrongly) that opening the iOS app will still let these accounts refresh till the January iOS update. However, this is not the case. These accounts did not refresh today morning. We need these kind of nifty features more than the fancy bells and whistles in 2025!

SRC54

This is a great feature! Thanks! @Robwilk What interval do you suggest for Chase? I assume if we set once a day, we can do an update on demand when we need it.

RobWilk

i think if you set chase to daily you still have to wait 4-6 hours but then could refresh when you want.

SRC54

So, now that I am back on my computer and can see it, it seems it might be best for me to set my defaults at once a day and then only update the accounts I use frequently when I need to do so by hitting the update button as long as I wait at least 4 hours to do it after the last update.

Also, I assume if I set it for once daily, it will update when I open the app in the morning around 5am?

RobWilk

@SRC54 I'm not sure about what time it does it. I will say I noticed this morning that it was at least 10 hours from the last refresh, but my PenFed accounts were not updated with the morning refresh. It looks like it might wait 24 hours if you say daily- but i don't know if that's 24 hours from last refresh or when the schedule was set.

-Rob

SRC54

@RobWilk I will just have to test it out. I do think we need a 2x a day choice. But I may try 1x a Day for a while to see how it shakes out. Usually, that's enough unless I need Chase to update to fix something. And my checking account that I use a lot I will leave as is.

Bgz

https://community.simplifimoney.com/discussion/comment/45651#Comment_45651

How about if you didn’t set a time for refresh for the accounts that need more updates (more than 1 per day)? . This would allow those accounts to update every 6-10 hours as it has done by itself before this feature.

SRC54

@bgz Yes, I thought about just leaving it alone. I will likely do that for my main checking accounts and maybe my investment accounts. But you know how it is. I want to do a test drive and kick the tires.

Bgz

ha ha.. makes sense. I am just way too happy that my HSA account (set to weekly updates) won’t send me 2FAs every time I open the app (which is 4-5 times per day). I can’t think of anything else now 🤣

kai4387

It's great. I can now set the 2 accounts that always require an MFA to weekly and not deal with it all the time.

I want to set my other accounts to just update daily, but when I do that, the "Max Update Interval" icons clutter the left account list column. I've just reverted them back to always/default.

DannyB

FYI in reference to when QS does a connected account update:

Your accounts will automatically refresh when you sign into Quicken Simplifi, however, Quicken Simplifi will only connect with your bank for new transactional and balance data once every 4-6 hours. (Emphasis added.)

This is from this support article:

How often does Quicken Simplifi update my accounts? | Quicken Simplifi Help Center

Just speculating here, but if your bank has not completed the overnight processing of transactions before you log in for the first time on a given day, I'm thinking you will not get the updated data you expect and will have to run and update latter that day.

RobWilk

@DannyB My bank doesn't seem to always be "ready" when I wake up, but the time they are "ready" (have properly processed cleared transactions) can vary anywhere between 6am and 11am. For that bank, though, I set it to always refresh. Another bank which can be problematic was downgraded to daily.

DannyB

I'll keep an eye on this, but I have noticed the time it takes to refresh accounts when I first sign in has been greatly reduced.

Flopbot

Wow! I'm gone for 4 days and BAM! Another cool feature drop! Sorry, I'm apparently a bit slow, but where is this note referring to? I see where I can set the "max update interval", but this note makes it sound like there's another, separate setting to adjusting the frequency of MFA prompts. Where is that? Is this referring to the bank's website?

RobWilk

@Flopbot

MFA prompts, for some banks, will be there at every refresh interval. Therefore max update interval effects max MFA interval… Something like that.

-Rob

SRC54

I am enjoying using this feature. So far, I haven't changed the default from always update. But what I am doing is leaving the App open on my Mac Desktop. Unless I open it and close it, it won't update until I can it too. What I am doing right now is just updating the accounts I need to update in the afternoon. It's a neat feature.

The only drawback I have so far, which is known is that if I need to update Apple accounts, I have to go to the iOS app, which then updates all of them anyhow. I assume that will change soon when the apps get the feature.

Bgz

I wanted to update my HSA account (which I had set to weekly) within a week by going to Accounts—>Desired Account—> Refresh at the top right corner on the web browser. It immediately triggered 2FA and updated balance as expected. This makes the feature even more useful.

DannyB

https://community.simplifimoney.com/discussion/comment/45724#Comment_45724

I take this to be simply saying that QSimplifi has no control over whether or not your financial institution calls for MFA. If you want to change that, you have to do so in your account on the institution's website. Otherwise, as Rob points out, you can limit the update trigger to once a day our week, etc, to keep the MFA from happening with every auto update.

Flopbot

@Coach Natalie ,

I set up the "manage updates" feature for one of my more annoying banks. It's now set to "Daily".

Lets say, in the screenshot below, the top three accounts have this rough amount.

• The "A" account has $1,000.
• The "B-D" account has $100.
• The "X-Mas" account has $1.

Note that location of the blue icon changes accordingly to how much money is in the account. Aesthetically, this make for an ugly out of order column.

I've put a lot of thought into what to call my accounts - having changed them about 6 times - to make sure that the entire name shows up in the account list and doesn't get masked by "…". For example, I recently changed "SAV - F…XXXX to "SAV| F…XXXX" solely to save one character space.

Here are the actual names of my accounts:

Please move the blue icon to the empty white space to the left instead of it's current location. Currently, it takes up valuable space and causes my account names to be masked by "…", which they weren't before I used the "managed updates" feature.

[Edited - Removed Personal Information]