Savings Goals in Projected Cash Flow

KAEAL

I would like an option to show the projected cash flow account balances based on the available balance not the total, so it's obvious the savings goal is separated. And show the savings in the future transactions in the cash flow.

Possibly by selecting the available balance in the list accounts would take you to this view instead of going back up to the main account view that way both views are available. Like it's a sub-account.

tobyN

Yes! I posted something similar last year. If you use savings goals heavily tied to you main cash flow account, the Projected Cash Flow graph is pretty much useless because you have to mentally subtract off what you have in savings goals in order for the graph to make sense.

I agree, when clicking on the Available Balance, switch the projected cash flow graph to show the balances which exclude the savings goal amounts.

RobWilk

If your savings goals are tied to a separate savings account, it probably won't matter much unless you have regular recurring withdrawals from savings.

tobyN

True, but for those of us that tie them to our checking account, it does matter.

Yes, I could transfer savings goal cash over to savings for a whopping 0.2% interest, but for short term savings goals like maybe quarterly estimated taxes, it is not worth transferring back and forth. Plus I also like to have a "goal" that is really an overdraft buffer. And I would like to not see either of those in my Projected Cash Flow graph.