I genuinely like everything else about Quicken Simplifi—the design is clean, it's easy to use, syncing works well, and organizing expenses by category is simple and intuitive.
BUT the fact that you cannot set spending limits on subcategories is a massive oversight. What's the point of budgeting a broad category like “Travel and Transportation” if I can’t also set limits for Gas, Car Insurance, or Parking underneath it?
It feels like Simplifi gets me 90% of the way there, then completely drops the ball on the one thing that would make budgeting actually useful. I've organized everything into detailed subcategories, but I’m left manually tracking them outside the app. This is such a fundamental need that it turned an almost-perfect tool into something I can’t rely on.
Please fix this—it's the only reason I'm leaving.
