I realize my problem is being caused by Valic/AIG. After their security breach about a year ago, I have had nothing but grief. Everybody was down for months. When they finally allowed connection, it would drop every month and take days to reestablish. Usually, I could call tech support and get it fixed it a day or two but I have been down 20 days straight. Is anyone else have problems with Valic/AIG? Support said they would text me when it was fixed but could not give me a date for the fix.