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Projected Cash Flow is inaccurate

Joe M

I use projected cash flow for both my checking account and my credit card accounts.

I have my credit card accounts electronically connected to Simplifi and they are updated every day. So I just paid my credit card and Simplifi just updated the remaining balance (just 7 minutes ago), but the balance they report is different than the balance the credit card website reports.

How can this be correct if Simplifi is downloading this informaton from the credit card site.

Joe

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Comments

RobWilk

The credit card site is likely not factoring in the payment until it clears. By default, simplifi factors pending transactions into the balance. That is, it takes the bank balance and applies pending on top of that. However, in the menus, you can tell it to only show the bank balance if you prefer.