Bank synchronizing and reconciling ignores my existing transactions and adds transactions to the wrong account. I have two recurring transfers (one monthly, one biweekly) that help me shift money from Account #1 to Account #2 when I receive money (monthly or biweekly). Both recurring have the same name (example: Account #1 to Account #2).
I do NOT have any rules for these transfers.
On occasion, I manually move money from Account #3 to #2, so the name of this transfer is known to Simplifi (example: Account #3 to Account #2).
I wait to sync with the bank until I mark the recurring transfers as paid since the value varies.
I sync to the bank, and 100% of the time, the Simplifi will: #1) creates a NEW stand alone transaction in Account #1 called by the correct name, with the correct amount, but with a category of "transfer." And #2) creates a NEW transfer from Account #3 to Account #2 with the name I use for such transfers and with the correct amount. This means Account #3 has a transaction it should not, and Account #1 and #2 have TWO transactions.
Again, what Simplifi does is NOT what my bank agrees with. In fact, the bank transfer data embedded in the transactions SHOW the transaction IS from Account #1 to Account #2.
This mess up throws off the reconciled values for all three accounts and remains messed up for 3 hours before Simplifi will allow a sync with the bank.
As an experiment, I once purposely dismissed a current recurring reminder and did NOT enter manual transactions. I then synched with the bank, and Simplifi did EXACTLY the SAME thing!
