Attach "Transfers" to the Payee instead of the Category (edited)
For transactions, I think having transfer get the base through the payee section of the transaction, because I would still like to put those transactions into a category. Because I like to track how much I have left on loan accounts. So for example I make a transaction to pay my car loan (which has its own account on my Simplifi) So the Payee would be the account that I set up and then the category would be car loan so that I can track it in my spendable and other parts of the system.
(edited for readability)