A welcoming hello.

BBJ

I just wanted to give everyone a chance to talk to me if they like and maybe learn a little bit more about what process is best for them or maybe give a bit more info for me to start the process myself

UrsulaA

Hello - I have been using Simplifi since November 2023. The process that worked for my purposes, which are tracking income and spending trends first and reviewing net worth second, follows:

1. Link my checking, savings, and credit cards
2. Look for recurring bills and planned expenses
3. Set up spending plan - note that items that show up in bills and subscriptions show at the top of the spending plan under income after bills.
   1. Set up rollover budgets for categories with uneven spending if needed (example gifts).
   2. Review other spending amounts.
4. Set up watchlists for categories or tags I want to track (example Vacation tag or food categories (groceries and Restaurants)
5. Import net worth balances if coming from another app
6. Optional - import transactions to accounts if history in item 1 does not go far enough

At the end of the month, I review the spending plan and the Monthly report to evaluate how I did.