Slow loading my Quicken file

When attempting to load my Quicken file it's taking about 30 seconds which is much longer than usual. It seems to have started a week or two ago. I have super validated my files and there are no errors. I have also followed all of the suggested steps that I can find in these forums to speed up the process - stopped One Drive etc. I reinstalled Quicken and completed a system scan to ensure there were no errors. Nothing helped. My computer is running Windows 11 Pro, I have a 1 terabyte drive and 32 gigs of ram. Also, everything else seems to be running fine. Any suggestions are appreciated.