Target Red Card MFA
My wife's Target Red card account has 3 contacts for MFA. When updating transactions in Simplifi, a pop-up window appears and properly shows all 3 contacts with the option to select one. However, no matter which option I select, the notification always goes to the same contact, which happens to be my wife's phone. I then must ask her to send me the code….every time. Can this be addressed?
Update: If I update the account profile and deselect my wife contact phone number as “allow passcodes” and only have my number selected as “ allow passcodes”, things work on Simplifi as expected. Of course this prevents my wife from checking her account etc. which is not acceptable. Is there a way to address this? I use 2 other money management softwares and they don’t have this issue with Target Red Card so it appears to be a Quicken issue. Thanks.
Comments
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@BFowler52, thanks for reaching out to the Community with this issue!
MFA is typically controlled by the banks, so it is likely an issue on their end. However, since the behavior doesn't occur during aggregation with other financial management programs, it may be something we can review for escalation on our end. First, have you contacted the bank to see if they have any insight? You'd want to talk to their online banking or digital banking department.
Please let us know so we can best assist!
-Coach Natalie
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I haven't contacted them. I will try that and let you know what they say.
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I have the exact same problem. Notification ALWAYS goes to my wife's phone when connecting to the target card account through simplifi (even if I select my phone). However If I go to the website https://mytargetcirclecard.target.com/ and use the same credentials, I get the same 3 options for MFA (my phone, my wife's phone and her email), but it respects the choice I make.
Just wish I could turn off MFA at target but there does not seem to be an option for that.
-Quicken Desktop 2005-2014
-Mint 2014-2023
-Simplifi in Jan 2024 (fleeing from Credit Kharma)
-Excel forever!!!0 -
@pwhelan81, thanks for posting on this topic!
As mentioned previously, this is likely something we can review for escalation from our end. Have you contacted the bank first to see if they have any insight, by chance?
Let us know!
-Coach Natalie
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