This morning it downloaded the correct current balance in Quicken Classic for the first time in 2 months. Simplifi still showed the available balance but it was correct since it was not counting the pending. I reset the account in Simplifi and now it seems to be correct also.
So I am optimistic. The bank web site still has current balance and actual balance the same for now. On the Quicken Classic side, a moderator known as Quicken Kristina was my helper. I cannot help wondering if that is our @Coach Kristina ? :)😀
I will verify later if this is still working or whether it's a fluke.