Apple Wallet integration in a Household

Beethoven94

My wife and I use the same Simplifi, her having her own log in credentials and we both have our own Apple Cards and Apple Cash (not through Apple Family Sharing but two actually separate credit cards). When trying to connect both, Simplifi reports an error and we cannot add both of our Apple Wallets. The App asks me if "I got a new iPhone" which, I am guessing, is prompted by the fact that we are trying to add another Apple Wallet from another iPhone.

Can Simplifi Resolve this issue? Is this a problem for anyone else? Or is there such a problem with other banks? I would think if there are two different log-in credentials used on the same Simplifi dataset each should be able to add their own stuff. Otherwise what's the point? Families use this app and I would bet I am not the only one with similar issues.

Thanks!

SRC54

I don't think you can have two separate Apple accounts in Simplifi. If you try to connect two accounts, Apple will interpret this as you've gotten a new iPhone and will want you to disconnect the accounts and reconnect them.

I wish Apple would realize that spouses share things. They let you share the Apple Card, but not Apple Cash (unless it's a minor) and not the Apple Savings! I really don't understand that.

FWIW, here's my situation. . .

My wife and I share the Apple Card, so that is no problem. My Apple Cash is synched, but hers, of course, isn't. I handle this by sending her cash from my Apple Cash when she needs it and I categorize the expense as sundry spending. It's a kludge, but it works for us.

I have a small balance in my Apple Savings (with my wife as the beneficiary). I use this account to replenish Apple Cash when it gets low. The transfer is immediate. Of course, from time to time, I have to replenish the Apple Savings too. 😀

Maybe another user or a coach can suggest something better. Good luck.