Link from Transaction to 'take from' Savings goal (1 Merged Vote)

gmaries25

I'm running into the same frustration related to saving goals and the inability to account big purchases/events (e.g. vacations, holidays) within the savings goals or some other non-monthly methodology. I too am considering switching products. I was a Mint customer who migrated to Simplifi when it ended. It took quite a bit of effort to migrate, but I'd rather find a tool that does what I need before spending more time and energy.

ewebubbaewe

@Coach Natalie Could you please provide an update on this feature request? I'm experiencing the same issue as members above have expressed: the inability to link/deduct a transaction from a Savings Goal. Thank you!

sarakate77

I see it's been some time since this feature was requested. I really want to use the savings goal feature but agree that it is cumbersome to manually take money out of savings goals for every transaction. https://community.simplifimoney.com/profile/Coach%20Natalie - please update!

Coach Jon

Hey everyone,

Thank you all for your interest in this feature. We don't have any updates to provide at this time, but as soon as we do we will be sure to let you all know right away!

Thanks for your patience!

-Coach Jon

Me000000

I never thought of Mint's goals as particularly robust, but it is surprising how much basic functionality is missing at Simplifi for something so integral to a budgeting app. The ability to assign transactions to save-for or spend-from a goal is important and it is very disappointing to see the features they are working on instead of this.

RobWilk

I must've been really out of touch, this had over 200 votes and I just cast my vote for it now - I agree this is a good idea - except it might have to significantly complicate the rather simple way that savings goals currently work (they're not 'really' accounts right now). But this might get me to USE savings goals again.

One negative, though, I usually tie my goals to savings accounts, and when I spend I transfer the money to checking, and may make the actual transaction on a credit card. Like I said, it could get ugly/complicated, but in general i like this idea.

LtDan1912

This is my number 1 pet peeve of Simplifi. I have upvoted.

Please, please, please consider this request.
There are just too many hoops to jump through right now to make Savings Goals actually useful.
This would go a long way.

Flopbot

@LtDan1912

Welcome back to Simplifi! You have a really interesting history with money apps! I agree with your assessment of Savings Goals in Simplif. I so want to use them, but find that there are just too many hoops to jump through right now to make it worth my time. Maybe someday! For now, I only use them for limited cases and have found that simply opening multiple Savings Goals at the same bank (XMas, B-Days, Emergency, Tax, Car, Health, etc.) is much easier to administer.