Toggle to Include/Exclude Planned Spend and/or Transactions in Cashflow Projections

Brent Sucher

Having the ability to predict account balances with or without non-fixed expenses would be chef's kiss.

Example use cases:

- Considering different loans and their impact on discretionary income each month, not just net worth

- Managing tight budgets, especially those with multiple payment accounts

- Forward-looking annual planning: "if we commit to X on Y date, this is what Z period looks like month-to-month

I could name a thousand others. Currently, my family tracks food under Planned Spending. If you look at Cashflow projections without considering transfers and these food budget allocations, you'd assume there could be a lot more to put away and invest than we have in our Savings Goals.

Having a clearer view projected forward would be highly motivating and keep us pushing for more fun ways to use our income.

Please, please something that solves this. No preference on how.

Coach Aldair

Hi @Brent Sucher,

Thanks for sharing your feedback! I can certainly see how having the ability to include or exclude Planned Spending and other transactions from Cash Flow projections would help with budgeting and planning for future expenses.

We already have an existing Idea requesting the ability to incorporate Planned Spending into Projected Cash Flow. I've linked it below so you can add your vote and follow the discussion:

Ability to add Planned Spending Items to our Projected Cash Flow

We appreciate you sharing your use cases and explaining how this functionality could help with long-term financial planning.

For more information about how Ideas work in the Community, please see our Ideas FAQ.

Thanks!