Cash flow seems too high

N4KHQ · January 8

New to Simplifi and thankful to Mint for the nudge. Not that it really matters, it's nice to see a cash flow that is double the actual. However, It appears to me Simplifi is over estimating my cash flow by 2.5 times. I think I have all my subscriptions and monthly bills as reoccurring transactions, except anything paid by check which is does not account for the difference. I have not set up a spending plan. Is the something I need to do the will help Simplifi protect my cash flow better? Hope it's on to ask questions first and read while waiting for an answer. Does Simplifi only use reoccurring bills, or does it look at previous months spending? Thanks

RobWilk · January 8

It only uses recurring bills for cash flow, in other words the "known" expenses, not the unknown… If you use spending plan to look ahead to future months, you can estimate your 'other spending' based on previous unplanned spending, but the spending plan is really a one-month-at-a-time income and expense picture.