Avoid MFA every single time by "trusting the browser" or "remembering this device" (edited)
Simply. When I log in to Amex there is an option to 'trust' web browser meaning Amex will not ask to enter two-factor auth code for at least a few weeks when using the same device. Cookies are used for this. But Simplifi doesn't benefit from it and each time I log in I need to request and enter Amex code. With time more banks add two-factor and logging in to Simplify will be a pain. Why don't you act like a browses saving cookies and becoming 'trusted' device?
Comments
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That would be very helpful.1
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Currently, many institution connections require MFA every single time. The problem does NOT appear to be with the institution, because other aggregators do not have the same issue with the same accounts in the same institutions. One possibility that has been suggested is to use the “remember this device” feature that is available in most institution web interfaces. Please investigate this option.1
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+1 to this. I am having the same problem and would v much like to be able to tell my bank to trust connections coming from Simplifi, just as I can tell it to trust a specific browser on a specific computer.2
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+1. I'm removing Venmo from Simplifi because of this. If this were happening on my bank account then there is no way that I'd use Simplifi.4
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Another suggestion would be for Simplifi to allow Direct Connect as well as their default connections.
Steve
Quicken Simplifi (Safari & iOS) Since 2021
Quicken Classic (MacOS) Since 2009
Microsoft Money (Windows) 1991-2009
Dollars & Cents (DOS) 1987-19910 -
Some institutions have API connection functionality (e.g. Strip) where you can provide the keys to do a direct connection. That might be an option.
It sure would be nice if the financial institutions allowed trusted app connections and get rid of the 2FA for trusted apps.
But at least see if there can be a trusted device option for 2FA.0 -
Added my vote because of AmEx card. I have disconnected it from Online Banking and put the card away. Also suggest people complain to the companies.
Steve
Quicken Simplifi (Safari & iOS) Since 2021
Quicken Classic (MacOS) Since 2009
Microsoft Money (Windows) 1991-2009
Dollars & Cents (DOS) 1987-19910 -
+1 for Venmo1
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This does not happen on my accounts (it was for a while with Chase, but that stopped). I think this may be a related problem as this request: https://community.simplifimoney.com/discussion/3506/use-oauth-apis-everywhere-they-are-available-chase-bank-of-america-etc which also complained about frequent MFA.
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Rob Wilkens0 -
adding my vote to this
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I have this problem with my Kohls credit card
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This only happens for me with Venmo, but it is very annoying.
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M1 Finance is having this problem as well in Simplifi. Temporary thing I did was to turn off MFA. It isn't ideal, but I'm hoping something will get fixed on Simplifi's end to address MFA in a user friendly way.
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+1 for me as well. It only happens with a couple of accounts, and it doesn't happen every time I log in to Simplifi, but maybe after a day or so it requires two-factor code again.
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+1 for me. Venmo had my Mint saved as a Remembered Device. Dunno if it would help with my Carmax
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This is a no brainer. Come on, Simplifi!
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+1 venmo
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Moved from Mint to try Simplifi and this has been the most frustrating missing piece that I miss.
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Virginia 529 is doing this as well.
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Simplifi, please resolve this!! Venmo allows you to remember devices, and that avoids the constant MFA. Venmo transactions are a necessary part of many people’s day to day spending.
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Please resolve this for Venmo already!
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This would be great for HSA Bank as well.
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What was said has come to pass. Please make this a feature
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Mint knew how to click "Remember this device" with Venmo in 2019. My Venmo account.venmo.com/settings/security page still shows the "device" it used:
Instead, I now have 9 emails from Venmo in the last week because Simplifi is spamming it with my username/password multiple times per day:
My retirement accounts at TIAA have the same issue. I guess I will disable Venmo and TIAA in Simplifi, like others in this thread, but Simplifi is broken for me in either case.
This issue has been open for over 2 years, and there is a simple fix, but Simplifi's only recommendation is to disable 2FA on affected accounts (example, example) 🙃. Very bad look!
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My american express account started doing this in the last week or so. It's pretty annoying!
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100% +1
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+1 agreed. Disabling MFA cannot seriously be a recommendation, right? C'mon, man….
It would be one thing if this was free to use but you know I am paying for this service, right?!
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I have the same issue. [removed] connects to my bank account and stays connected without always asking for a 2FA code. So I know it is possible, Simplifi just needs to do the "Remember Me" option.
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Simplifi Team, this is a must! I use Venmo and want to stop the 2FA multiple times a day.
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Bump so it's not forgotten! Venmo asks this practically everytime I open the app! Please work with Venmo to get Quicken added as a remembered device!
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