Net Worth Feature: Share your feedback here!

Yes, the HELOC account are connected to the bank. Yes, the balance does show as positive on both the bank website and in Simplifi. I'll DM some screenshots to you.

I love the new Net Worth report both on the dashboard and stand-alone. Please add a decimal point to the left axis. As it is now, it is not very useful. See screen shot.

Understood, that was the difference. I had it set to "Bank Balance", not "Balance with Pending". And yes, that is definitely something I'd like to see. Otherwise it causes confusion with differences in values, making you question if one or both are incorrect. I think it should adjust with the main "Balance type" setting.

The only reason they are so significantly different is because my Venmo connection is broken which has been offline for almost a month. It incorrectly shows shows a -$7,046 balance with pending (It should be +$28). Hopefully, someone at Quicken can escalate that connection issue - it seems to be causing other issues, as seen in this example

I think your issue was addressed in the previous comments from me and Coach Matthew.

I think their percentage formula is incorrect. I believe 50% is meant to be, for example, $50 assets & $50 debt.

Currently though, it would show 50% if you have $100 assets and $50 debt.

It should be anything above 50% means you have negative net worth and anything under 50% means you have positive net worth. I assume your 67% comes from, for example $100 assets and $67 debt, $67÷$100=67%.

Looks like Quicken needs to take $100 assets and "subtract" the -$67 to get $167 total dollars. Then the $67÷$167=40%, which is I think what their intention is.

That way, if you have $100 assets and $100 debt (Net worth $0), it's $100÷$200=50%

As Coach Matthew mentions above, I think the formula is correct (& simpler than laid out here, although I enjoyed your more complex thought process…lol). DTA ratio = Total Debt / Total Assets

I calculated mine and the percentage showing is correct. Hopefully they can get the text updated, though. It scares me every time I see it.

I would like be able to see the account balances by day/week/month for the period covered rather than just the ending balance numbers.

This data is wildly inaccurate - I'm showing a 125K drop on January 26-27 for no reason, there's no account changes showing as a reason, and that's something I certainly couldn't miss. I think this from adding in my HELOC, but I had to to fight with this account bit due to how the bank shows the data, and had to make it manual account because of this. I have data, going back to last summer, but it treats it as an immediate drop in the graph on the day I entered it, and doesn't calculate it into the historical info. It also seemingly doubled it?

Also, moving money from one asset location to another turns it into a rollercoaster. I moved a large sum from savings to my checking, then to my investment account, so it shows my net worth going up during that time, then crashing down again a few days later once the check cleared.

It's like it's only snapshots in time, and doesn't take historical info into account. I'm getting seasick watching this go up and down. I really wish it would base it on the data you had RIGHT NOW, instead of historical add/removes that might have been incorrect data being fixed, etc. It seems like all the charts do this, and it's awful.

@Coach Natalie and @ckochosky

I think the disconnect here might be related to something I noticed on my accounts. I transferred a large portion of money from an investment account to a savings account recently (Jan 2026), and my account reflects the same thing… a huge dip that spikes back up. I also am not a fan of the chart showing this, but it seems to be an issue with the way Simplifi is looking at account balances.

The Dec. 2025 dip related to account balances in one account showing a huge negative incorrectly for a couple days. I don;t know what would have caused this…

I would hope this is something that Simplifi can fix, because I don't want to see a dip in this graph every time I make a transfer and Simplifi records the account balances like this. It's like it records the money going out of the one account, then doesn't record the money going into the other account for a few days. For me, it was a straight transfer, so it should have immediately went -$xx and +$xx in both accounts at the same time.

I am wondering if this relates to my previous comments about "Bank Balance" versus "Balance with pending" since it appears that the net worth graph currently only shows "Balance with pending".

EDIT: 11:36am (Original 11:13am):

I did edit my account balances as Coach Natalie suggested. I am just wondering if there is something that can prevent the need for this. In my situation for the transfer, I do not know if Simplifi could do anything. When I go into my accounts they actually show the money being withdrawn from the investment account on 1/16/2026 and the deposit in the savings account is 1/20/2026. I do not know why there is a disconnect, but it seems to be separate from Simplifi; It comes straight from the banks…

For the other dip in December 2025, that does seem to be a Simplifi "glitch" since my account balance was just plain incorrect for a few days.

Hi @Coach Matthew , thanks for your feedback on this topic!

I too have the issue where my "All Accounts" value is different from my "Net Worth" value. However, my All Accounts is set to "Balance with Pending," so that's not the cause of the discrepancy.

Any idea what's causing the difference and how to fix it?

Thanks!

Thanks @Coach Matthew ! Yes, please DM me so we can troubleshoot this issue.

I like the new net worth chart. Thank you. Could we have a per-account visual breakdown so that it is visible at a glance what accounts have gotten bigger and which ones have dwindled?