Use OAuth APIs everywhere they are available (Chase, Bank of America, etc.)
Comments
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Truist holds my mortgage. Every time I opened Simplifi I’d get a request for MFA for Truist. After a while I just deleted the account from. Simplifi. Tried it again and yesterday and it does the same thing. Truist is not on the list posted above of banks that use OAuth. Does that mean that this situation will not be resolved in the foreseeable future?
I wouldn’t mind so much if Simplifi had a decent way to track mortgage payments. As it stands now mortgage payments need to be manually entered every month to get the P&I numbers correct and to have all the pieces of the transaction (e.g., escrow) recorded properly as splits in a single transaction instead of as separate transactions.
I do like Simplifi overall but some of its quirks are real head scratchers.
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American Express is on the OAuth list but still is not using OAuth connection when adding a credit card account. It does not bring you to the Amex login page but an internal Finicity one like most other accounts. I confirmed this when I changed my password and my connection broke which would not happen with OAuth. I think I have an elevated ticket with support (no way to really know or track that which is annoying) but haven't heard anything in weeks.
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I was told that I am on a different set of servers or something and that the set I am on does not have OAuth for Amex. Can I ask why some people would have access to OAuth and some wouldn't in a cloud application? I also asked if I could be switched to the other set of servers so I could access that functionality and was told I could not. Pretty frustrating seeing how seamless OAuth is for some other accounts and other people but I can't access it.
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When they added plaid support, they did it in a way that existing users stayed with the intuit connectors, and some new accounts were set up with plaid options. If it were possible to switch you, they might have to delete your dataset and start fresh.
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Rob Wilkens0 -
Please work on supporting E*Trade Oauth.
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American Express will soon be migrating Savings and Loan Accounts to OAuth!
-Coach Natalie
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But you don't currently support password+token MFA options for E*Trade by Morgan Stanley accounts which is a security risk.
Please OAuth or other applicable standard so that we can link E*Trade saving/checking accounts while keeping 2FA enabled.
It appears the bank supports it.
https://developer.etrade.com/getting-started/developer-guides
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It appears that Ally is offering an API with OAuth:
Get Started | Ally Developer Portal
Please try to add Ally support.
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Chime is expected to migrate to OAuth starting next week!
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Is Ally Bank on the list for OAuth implementation? I see that some smaller banks are already in progress. I know Ally is not the largest bank out there, but from some very quick Googling, it looks like they're ranked 21st in the US in terms of assets, and they are always a solid choice for a high-yield online savings account, which I think many Simplifi users would be interested in utilizing if only for something like savings goals.
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