A Basic Question About Basic Simplification
I don't know if I'm just speaking for myself, but when I think about what I most need a financial management app for, I'm thinking “Can I afford this?”
That is, if I use my current expenditures to look into the future, will my balance be over or under zero if I add a subscription to Paramount+, or HBOMax, or The Washington Post?
The Cash Flow report doesn't include planned spending or savings goals, so it's not helpful in answering the question of what I can afford over the long term.
The Spending Plan offers no way to plan for “unplanned spending” (which it seems could attempt to do by averaging the monthly total for unplanned spending over the last 6-12 months, which would be at least as accurate as the Planned Spending). Plus, the Spending Plan only tells you what you have left over at the end of a calendar month, which is far different than what you might have left over at the end of 5 weeks. So the Spending Plan doesn't really tell me what I can afford over the foreseeable future either.
Am I overcomplicating this subject, or has anyone figured out how to answer these basic questions with Simplifi?
Don't get me wrong. I love the software. But there does appear to be some gaping holes. I'm hoping those holes are in my brain and that others' input can help me rectify..
Simplifi User Since July 2022