Rollover unused Spending Plan money [edited] (10 Merged Votes)

I need rollover as well. Instead of beating the dead horse (people have been asking for this feature from Quicken since 2021 with no action), it might just be the case that Simplifi isn’t the program for us. There are other options. I keep coming back out of some old loyalty to Quicken, but enough is enough. The program either meets your needs or it does not.

I came from Mint and need rollover budgets for non-monthly expenses. The only reason I categorized all my transactions was to ensure I wasn't creeping up or blowing past what I say my budget is over an extended period of time. It's too easy to say oh that was a one time expense last month so it's not a big deal, then keep going over every month saying the same thing without aligning back to reality.

i.e. if I pay Internet for a year but also have other internet related expenses during some months of the year, I want to know when I'm going over that budget amount. Or for travel I set aside budget monthly but only go for a trip 1-2x per year. So how much budget will I have saved up by June next year, or did I go way over that and either won't have budget or I need to increase my monthly travel allotment to meet my needs (preferably taking budget from somewhere else).

I am a Mint user. I think Simplifi is great alternative. It is not free, but it is cheap and good. Two things I miss from Mint though.

1. Rollover budget
2. Reporting is not as good.

I would really like to be able to specify in the Spending Plan which categories I would like the left over amount to be rolled over. There are many categories which either fluctuate over the year or they just happen once every 6 months or once every year. I want to be able to allocate amount to that category every month and let it accumulate until the expense actually happens, for example, property tax in Dec and income tax in April, and home insurance in June, and auto insurance in Jan and July, etc.

I understand that I am not actually "spending" that money every month, it still is helpful as it gives me a good view of monthly budget not just the money that I am actually spending.

I also feel like the reporting is not as good as in Mint. But I don't want to clutter this thread (about rollover budgets) with this discussion.

Looking forward to having the rollover budget/spending feature.

NEED THIS MONTHLY BUDGET ROLL OVER FEATURE, LIKE YESTERDAY!

I also just moved from Mint and really need the planned spending expenses to rollover from month to month. With an option of rolling them or not. For example, we budget $300 monthly for Auto and Transport. That includes several items that we may only use every 4 or 5 months. That money needs to roll in that expense category so that when it does come time for an Oil Change or Maintenance on our vehicle, the money is there.

Thank you for all the comments above that address this issue. It is the one thing that is driving me crazy about Simplifi. Trying to figure out how to capture those funds that we are planning ahead for.

Please implement this!

Coming from Mint: Only after I already subscribed for a year did I learn that rollover doesn't exist. UGH!

Of my 30 or so budget categories, about 10 are either non-monthly (seasonal or irregular expenses that divided by 12) or discretionary (non-mandatory funds, e.g. home goods or clothes). These only work in a 12-month system when there is rollover.

I want an app that is easy. I don't have the time to go an manually adjust budgets each month based on last month's rollover. What a tedious hack.

I'm off to [removed] until this gets added. Please get rollovers added soon.

this has been “in progress” for 2 years now since NOVEMBER 2021 and is the most highly requested feature by users. When can we expect a real update on progress on this from the dev team?

At the very LEAST, have an interim fix which lets us add ANNUAL watchlist spending targets and allow us to view the watchlist spending (tracking) by “this year/YTD” instead of just “this month”

I’ll be leaving Quicken after my 30 day promo.

I’ve tried Simplifi on and off over the last few years. I wanted to like it. My problem with them is that they don’t seem to have any idea where this software is going nor do they seem to care. They just do continual bug fixing (of which there were many) and no new features or improvements. They even refuse to do a roadmap which I believe is telling. Meanwhile, they keep asking for ‘feedback’ but everything stays ‘in progress’ for years on end. Communication is very one-way. Anyway. My subscription ends this month so I’m gone. I’m trying out Rocket Mortgage which I like so far and free if you have a mortgage or credit card with them. Monarch is also good. Copilot is a gorgeous UI. YNAB is great if you want to focus on budgeting.