Add Budget/Spending Plan "Start each new month with the previous month's leftover amount" option.
This ability is being reviewed by our Product Team.
[removed email for privacy] That's a very interesting suggestion! We'll make sure our development team considers it in the next update. We appreciate your comments!
Agree with this!
Right now the money just goes unused, it'd be nice to have it rollover to the next month, or be able to automatically contribute to goals.
Great feature request! Don't forget to add your vote!
I definitely need this! If I don't spend all of my money in a month, I don't want it to disappear into a black hole -- I'd like to save it towards that vacation I'm planning, or my emergency fund. I'm a YNAB user looking to switch and while I don't need to put every dollar into a category, I at least want to know how much money is floating around.
I'd like to be able to choose to rollover extra funds from a specific spending plan category! Not for all, but for some...
The planned spending seems like a place for rollover. This is my first month in Simplifi, but my understanding is that when you create a planned spending item you give an amount. If that amount is not use, it will be added to the next month. If that is the case, then perhaps it could even be adjusted.... I am just looking at how it works month to month if you change the target, what happens.. does it recalculate or keep the running total. It may not have all the capabilities of viewing history so I guess adding rollover to a watchlist would have advantages if it more that one or two transactions per month in that category.
I really want to caution the development team on this suggestion - it is difficult to do well. E.g. in Mint i find this feature to be a disaster, as it is very difficult to get right with edge cases. E.g. rolling over over-budgeted categories, or how do you interpret roll-overs if you adjusted the budget for certain categories for that month only (as one would do in an envelope-style budgeting system.
1. Make this feature configurable on certain conditions (roll over only positive, only negative balances, rollover based on default balance, etc)
2. Have an option to rollover positive balances to the virtual savings - this is a clean way to do this without making the budgets a mess
This seems like a must-have. Especially for periodic bills that are paid less regularly than monthly (annual DMV, annual property taxes, semi-annual auto insurance, just to name a few).
This is the only good use of budgeting from my perspective. I can’t save for non monthly spending, be rewarded for not over spending, or try to underspend the next month if I go over this month, without this feature. Everything else looks great and I will happily pay when this feature is added. Need to rollover both positive and negative amounts (whatever the difference is from the amount budgeted)
What I would like to see is the leftover balances in each account rolled into the new months balances